Funding commission calculator
Calculate broker commission, introducer split and clawback exposure on UK MCA and business loan deals. Built for funding brokers and merchant cash advance agents.
How this calculator works
Gross broker fee = funded amount × commission rate. Your net = (gross × your split) − (your split × clawback risk reserve). The reserve is what you should hold back until the lender's clawback window closes.
Why clawback reserves matter for funding brokers
The first 30–90 days after funding are the highest-risk window. Booking commission as net of a sensible clawback reserve protects cash flow and stops you over-paying introducers on deals that will reverse.
FAQs
Broker commission on a Merchant Cash Advance is usually a percentage of the funded amount, paid by the lender on draw-down. UK brokers typically earn between 5 and 10 percent of the advance, with clawback if the merchant defaults early.
Lenders typically reserve the right to claw back broker commission if the deal fails inside a defined window — usually 30 to 90 days from funding. After that window the commission is normally final.
Yes — most broker networks operate split agreements where the originating introducer receives a portion of the gross commission. Splits between 40/60 and 70/30 are common.
Track every funding deal end-to-end
Closerr's funding event records track each deal, lender, commission, split and clawback window — automatically.
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